Insurance Services

The right insurance is here…

Nemitz Agency is an independent insurance agency working with several insurance companies. This gives us the ability to shop for the right insurance product to suit our customers’ needs at a very competitive price.

Some of the personal insurance products we offer are: Auto, Home, Renters, Flood, Watercraft, Recreational Vehicles, Collectibles, Dwelling Fire, Umbrella, Life, Disability, Long Term Care & Health.

Some of the commercial insurance products we offer are: Farm, Crop, Commercial Property, General Liability, Commercial Umbrella Liability, Worker’s Compensation, Garage Liability, Business Auto, Bonds and Inland Marine.

There are many, many types of insurance and each person’s individuals needs can vary. We offer coverage for most types of insurance. If you don’t see the type of coverage you’re looking for outlined on this website, give us a call. Chances are… we’ve got you covered.

Stop in for a quote today, or click here to request a quote online.

Insurance products are subject to terms, conditions and exclusions not described on this website. The information on this website concerning Nemitz Agency’s insurance policies and other products is intended to give you an overview of the policies and products offered by Nemitz Agency. None of the information—including any policy or product description—constitutes an insurance policy. The policy contains the specific details of the coverages, terms, conditions and exclusions.

  • Auto

    Personal Auto Insurance is required by law in the states in which we operate. Parts of an Auto Insurance Policy required by law include: Bodily Injury Liability, Property Damage Liability, Uninsured Motorists, Underinsured Motorist and Personal Injury Protection (MN).

  • Commercial

    Commercial Property Insurance will cover your business buildings, business personal property, inventory and even business interruption.  Coverage is issued either on an actual cash value basis (depreciated) or replacement value basis (no depreciation). 

  • Crop

    Crop Insurance is purchased by agricultural producers to protect themselves against loss of their crops due to natural disasters or the loss of revenue due to declines in the prices of agricultural commodities.

  • Farm

    Farm Insurance is similar to Homeowner’s, but is more easily tailored to your individual risk, and will include your farming operations.  A Farm Policy usually includes physical damage to insured property and farm liability coverage.

  • Health

    Health Insurance helps pay for covered medical expenses. There are minimum essential benefits that must be covered in order to be considered a Qualified Health Plan. You must be covered by a Qualified Health Plan to avoid a federal income tax penalty.

  • Home

    Homeowner's Insurance provides protection for damage to covered property. Parts of a Homeowner's policy include: Property Coverage, Additional Living Expense, Personal Liability and Medical Payments.

  • Life

    Life Insurance is needed for a variety of reasons. You may need to provide for final expenses, such as funeral expenses, estate taxes or pay-off debt you incurred during your lifetime. Life Insurance can also be used in estate planning to avoid probate taxes. Benefits are generally tax free.