Insurance Services


There are two types of Crop Insurance available to farmers:

  • Multi-peril Crop Insurance (MPCI)
  • Crop Hail

Crop Insurance is purchased by agricultural producers to protect themselves against loss of their crops due to natural disasters or the loss of revenue due to declines in the prices of agricultural commodities.

MPCI is regulated by the federal government, but the service end of the product is delivered by private insurance companies.  The federal government subsidizes premiums to make this insurance more affordable for the farmer.  It also provides some reimbursement to private insurance companies to offset some of their operating and administrative costs.  Most of the risk of loss is retained by the insurance companies.

Crop Hail can be purchased any time during the growing season.  It is purchased to cover hail as well as some other losses to crops.  It is purchased as a dollar amount of coverage.  In addition to full coverage, a variety of deductibles are available.

For additional information, click here.


One rain does not make a crop. —Native American Proverb